SIP Calculator

Our SIP calculator helps you calculate the potential returns on your mutual fund SIP investments. Start planning your financial future today!

SIP CALCULATOR

Investment Amount($): *

Investment Type: *

Weekly Monthly Quarterly

Investment Period (Years) : *

Expected Annual Returns (%) *

Adjust for Inflation ?

No Inflation 6% 8% 10% 12%

Do you have a financial goal in mind, such as buying a house or planning for your child’s education, but find it challenging to save enough money? Are you tired of being overwhelmed by the endless investment options available in the market? If so, you’re not alone.

The good news is that there’s a simple solution that can help you reach your financial goals without feeling stressed – systematic investment plans (SIPs) in mutual funds. And, with the help of a sip calculator, you can make your investments with confidence.

SIPs are an excellent investment option for those who want to invest small amounts of money regularly over a long period. SIPs help inculcate a habit of saving by enabling you to invest a fixed amount of money every month or quarter, depending on your convenience. SIPs in mutual funds are becoming increasingly popular as they offer a higher return on investment compared to other fixed-income instruments like bank deposits, savings accounts, and fixed deposits.

Introduction to SIP Calculator

SIP calculator is a tool helps investors calculate the returns they can expect to earn on their mutual fund investments through the SIP route.

It considers the investment amount, the duration of the investment, and the expected rate of return to calculate the potential earnings.

These SIP tools are available online and are free to use. It is easy to use and provides instant results, making them an essential tool for investors who want to plan their investments.

What is SIP?

A Systematic Investment Plan or SIP is a mode of investing in mutual funds where an investor can invest a fixed amount at regular intervals, usually monthly, quarterly, or annually.

In SIP, the investor doesn’t have to time the market to make investments. Instead, a fixed amount is invested in a mutual fund scheme at regular intervals, irrespective of the market conditions. SIP is a disciplined approach to investing.

How to Use a SIP Calculator?

Using this calculator is easy and straightforward. Here’s a step-by-step guide to using a sipcalculator.club:

• Step 1: Enter the amount you want to invest every month or quarter. This amount can be as low as Rs. 500.
• Step 2: Enter the investment tenure. The tenure can be from one year depending on your financial goal.
• Step 3: Enter the expected rate of return. The expected rate of return can vary from 10% to 18%, depending on the type of mutual fund and the market conditions.
• Step 4: Click on the “Calculate” button to get an estimate of your potential returns.

Once you have the estimate, you can adjust the parameters to see how your returns vary with changes in investment amount, tenure, and rate of return.

Benefits of Using a SIP Calculator

Here are some of the benefits of using a calculator:

1. Helps you make informed decisions: A SIP calculator helps you make informed decisions by providing you with accurate information on the potential returns on your investment.
2. Saves time and effort: This calculator saves time and effort by providing you with instant results. You don’t have to manually calculate the potential returns on your investment.
3. Helps you plan your investments: A SIP calculator helps you plan your investments in a smart way. You can adjust the inputs and see how the potential returns change. This helps you make better investment decisions.
4. Reduces the risk of loss: The calculator reduces the risk of loss by helping you choose the right investment option that suits your financial goals and risk appetite.

Types of SIP Mutual Funds

1. Equity SIPs:
   • These mutual funds invest in stocks of companies with the aim of generating long-term capital appreciation. Equity SIPs are considered high-risk, high-return investments.
2. Debt SIPs:
   • These mutual funds invest in fixed-income instruments such as government bonds, corporate bonds, and debentures. Debt SIPs are considered low-risk, low-return investments.
3. Balanced SIPs:
   • These mutual funds invest in both equity and debt instruments, providing investors with a mix of both high returns and stability.
4. Index SIPs:
   • These mutual funds invest in stocks that are part of a specific stock market index, such as the Nifty 50 or the BSE Sensex.
5. Sector SIPs:
   • These mutual funds invest in a particular sector of the economy, such as banking, healthcare, or technology. Sector SIPs are considered high-risk investments as they are dependent on the performance of a particular sector.
6. Tax-saving SIPs:
   • Also known as Equity Linked Saving Schemes (ELSS), these mutual funds invest primarily in equity and offer tax benefits under Section 80C of the Income Tax Act. ELSS SIPs have a lock-in period of three years.

FAQs

Disclaimer: It’s important to remember that the information provided on our platform is for information purposes only and we do not offer financial advice. Investing in mutual funds or any other asset class always comes with a certain level of risk. Our SIP calculator is a helpful tool that can give you an idea of the potential future value of your SIP investments based on projected annual returns. However, it’s important to keep in mind that actual returns may vary and can have a significant impact on your final returns. We strongly recommend conducting your own analysis or seeking the guidance of a financial advisor or planner before making any investment decisions.